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Bright Community Shield

Home Insurance

Protect your most valuable asset with comprehensive coverage from trusted carriers, customized for your property's unique needs.

Home Insurance Coverage

What's Covered

Dwelling Coverage
Protects the structure of your home from covered perils like fire, wind, hail, and lightning damage.
Personal Property
Covers your belongings including furniture, electronics, clothing, and other personal items from theft or damage.
Liability Protection
Protects you from lawsuits if someone is injured on your property or you accidentally damage someone else's property.
Additional Living Expenses
Covers temporary housing and living costs if your home becomes uninhabitable due to a covered loss.
Water Damage
Protection against sudden and accidental water damage from burst pipes, appliance malfunctions, and more.
Natural Disasters
Coverage for wind, hail, and storm damage. Additional policies available for floods and earthquakes.

Why Choose an Independent Agent

Access to Multiple Carriers

We represent dozens of trusted home insurance carriers, allowing us to compare coverage options and find the best policy for your specific property and budget.

Customized Coverage

Every home is unique. We assess your property's specific risks, value, and your personal needs to build a tailored insurance package that provides comprehensive protection.

Local Expertise

We understand local risks and requirements, ensuring your policy meets regional building codes and provides adequate protection against area-specific perils.

Claims Support

When disaster strikes, we're here to help. We guide you through the claims process, advocate on your behalf, and ensure you receive fair compensation.

Protect Your Home Today

Get a personalized quote from multiple carriers and find the perfect coverage for your home.